Credit Bureau & Scoring

Article lu sur alamana.org Le scoring est un outil de notation qui permet de prédire le comportement de remboursement d’un client, bénéficiaire d’un crédit, sur la base de la connaissance du passé. Mark Schreiner, spécialiste des risques en microfinance et des outils de scoring, est consultant auprès du cabinet «Microfinance Risk Management », cabinet désigné, par voie d’appel d’offre, pour mener une étude d’analyse des risques crédits sur le portefeuille d’Al Amana et d’étudier la faisabilité de la mise en place d’un... [Lire la suite]

Banks and financial institutions operating in Tanzania have been advised to make use of the credit reference bureau in order to minimise the prevailing high rates of default on loans. The Managing Director of a debt collection firm, Harvest Tanzania, Joseph Mambia lamented in Dar es Salaam yesterday that many financial institutions are not aware of the existence and importance of credit reference bureau as a supportive pillar to their business. The credit reference bureau, he said, helps to avail clear information about... [Lire la suite]

CreditRegistry, Nigeria's pioneer private credit bureau is set to transform the retail credit unit of the financial services sector, as plans have been concluded to host key stakeholders in the financial, telecom and retail service industries.The Governor of the Central Bank of Nigeria, Professor Chukwuma Soludo, the Minister of Finance, Shamsudeen Usman and other dignitaries are scheduled to grace this event. Also in attendance will be seasoned banker and CreditRegistry chairman, Fola Adeola, and director, Atedo ... [Lire la suite]

International Finance Corporation (IFC), a member of the World Bank Group, and DataCheck Pvt. Ltd., Pakistan’s leading private credit bureau, Thursday launched the first credit bureau scoring system, which will enhance the credit environment and increase access to finance. The new credit bureau services provided by DataCheck will benefit Pakistan’s entire lending community. IFC Advisory Services in the Middle East and North Africa – PEP-MENA, led the effort. Shamshad Akhtar, Governor State Bank of Pakistan (SBP), noted... [Lire la suite]